How Can I Get Car Financing with a Bad Credit Score?

“Can I get a car loan with bad credit?”

This question, along with “how can I get car financing with a bad credit score?” is heard by the friendly finance experts at Jim Glover Dodge Chrysler Jeep Ram FIAT on a regular basis. And the answer to the former is, of course, yes! Near Tulsa, drivers with bad or limited credit learn from our staff all the time how financing in their position is still totally possible, and so is getting a great deal on Chrysler, Dodge, FIAT, Jeep, Ram. Browse our used vehicle specials, and learn how to finance a car with bad credit here!

How Can You Finance a Car with Bad Credit?

Your first step toward driving off our lot in a reliable vehicle is to apply for financing online. By getting pre-approved, you’ll work hand-in-hand with our finance team to work out a payment plan that fits your budget and improves your credit score. Get that initial assurance today.

What Steps Should I take To Get a Car Loan with Bad Credit?

Once you’ve applied, take a few additional steps to make sure you’re in the best position possible for a low interest rate and maximum down payment. You’ll know quickly what your best financial decisions should be:

1. Determine how much you can afford to pay per month based on your budget.
2. Make a bigger down payment if possible.
3. Try to clean up your credit report before applying for a loan.
4. Be honest about what kind of car you should buy, and don’t get more than you need.
5. Ask questions!

Improve Your Credit Score

If you’re able to make your payments every month, on-time, in a consistent fashion, you’re sure to see a boost in your credit score. That’s a truth that not many Broken Arrow residents realize as they stress about getting a loan in the first place: it’s worth the effort not only to secure a vehicle, but also to get better rates on credit cards and other loans.

Finance a Car with Bad Credit Near Collinsville Today!

Finally, tackle the all-important down payment by valuing your trade online. Chances are, the vehicle already in your driveway can take you most, if not all the way toward getting a lower interest rate by paying a significant portion of your loan at the outset. That makes financing with bad credit even easier than you expected after reading this article! Still asking “can you finance a car with bad credit?” Contact us, and let’s get you in a car you’ll love today.